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Krutz Insurance Agency

About Us

Since 1992, Krutz Insurance Agency has been your bridge to the best insurance carriers in Indiana and Illinois. As a family-owned brokerage, we offer personalized, comprehensive insurance solutions tailored to meet a wide array of needs, from home and auto to business and life policies.

Situated in Merrillville, IN, we excel at connecting clients with the perfect policy by leveraging our deep market knowledge and strong relationships with top carriers. Our dedication to customer service ensures you're never just a policy number with us—you're family, and your peace of mind is our top priority.

Areas Served

What We Offer

Our Specialties include:

Auto Insurance
Life Insurance
Home Insurance

Our Services include:

Life Insurance
Boat Insurance
Motorcycle Insurance
Umbrella policies
Renters Insurance
Personal Watercraft Insurance
Commercial Insurance
Business Insurance
Annuities
Classic Car Insurance
Mobile Home Insurance
Health Insurance

Testimonials

On 3/31/2025 Randy Bard had this to say:
Excellent business and Chris is a pleasure to have as an agent. He is always looking out for you, making sure you have the coverage you need at a rate that is affordable, but also makes sure you are not paying for things you don't need.

On 8/1/2023 Kimberly H. had this to say:
If you are looking for knowledgeable agents on every type of insurance, the Krutz Agency is for you! The Krutz Agency cares about their clients. 20+ year client here.

On 8/1/2023 Beth W. had this to say:
We have been insured by the Krutz Insurance Agency for about a decade and have always been well served by them! Not only do they listen well and respond quickly, but we were surprised and delighted to get a nice refund check in the mail for being accident-free for several years! Valerie and Chris are great to work with--can't recommend them more!

On 8/1/2023 Essynce I. had this to say:
Recommend Krutz Insurance to anyone in need of reliable and trustworthy services. I will always support this family-owned business because of the amazing services and the refreshing customer experience.

On 8/1/2023 Mspang99 S. had this to say:
Every agent is very knowledgeable and helpful!! They are a family owned business who really cares about their clients, and you will be in great hands!!

Contact Us

Krutz Insurance Agency
5500 E 81st Ave Merrillville, IN 46410
Phone: (219) 942-4422
Email: christopher.krutz@american-national.com

We are located across from Albanese Confectionery Group

Where To Find Us

Our Hours

Holiday Hours May Vary. Please Call For Details.

Monday: 9:00 AM - 4:00 PM
Tuesday: 9:00 AM - 4:00 PM
Wednesday: 9:00 AM - 4:00 PM
Thursday: 9:00 AM - 4:00 PM
Friday: 9:00 AM - 4:00 PM
Saturday: By Appointment Only
Sunday: By Appointment Only

FAQ

What types of life insurance policies can you help me find?

As a brokerage, we connect you with various life insurance options from top carriers, including term, whole, and universal life policies, tailored to your needs.

How can I get renters insurance through your brokerage?

We'll assist in finding renters insurance from our network of carriers to protect your personal belongings against theft, fire, and other risks.

Can you explain umbrella policies and why I might need one?

We source umbrella policies offering additional liability coverage beyond standard ones, providing extra protection for major claims or lawsuits.

What annuity options can you provide, and how do they benefit me?

Our brokerage connects you with annuity providers offering financial products to guarantee steady income in retirement, tailored to secure your financial future.

How do you find specialized classic car insurance?

We work with carriers offering classic car insurance tailored for vintage and collector vehicles, often featuring agreed value coverage and specialized repair options to preserve your car's value.