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Krutz Insurance Agency
"Serving the Community Since 1992"
About Us
Since 1992, Krutz Insurance Agency has been the trusted bridge connecting individuals, families, and businesses to the top insurance carriers in Indiana and Illinois. As a family-owned brokerage, we take pride in delivering personalized, comprehensive coverage—whether you need home, auto, business, or life insurance.
Located in Merrillville, IN, we combine deep industry expertise with long-standing carrier relationships to match every client with the right policy at the right value. At Krutz Agency, you’re never just another policyholder—you're part of our family. Your protection and peace of mind will always be our highest priority.
Areas Served
Merrillville, IN | Crown Point, IN | Cedar Lake, IN | St. John, IN | Valparaiso, IN | Hobart, IN | Chesterton, IN | Lowell, IN | Chicago Heights, IL | Chicago, IL | Joliet, IL | Naperville, IL | Aurora, IL | Kankakee, IL | Rosemont, IL | Schaumburg, IL | Bourbonnais, IL | DeMotte, IN
What We Offer
Our Specialties include:
- Home Insurance
- Auto Insurance
- Health Insurance
- Annuities
Our Services include:
- At Krutz Insurance Agency, we’re committed to helping you protect what matters most. Our wide array of coverage options includes Auto Insurance, Home Insurance, Health Insurance, and Annuities to support your financial future. For your vehicles and recreational assets, we offer specialized plans such as Motorcycle, Boat, Classic Car, and Personal Watercraft Insurance. We also provide Mobile Home and Renters Insurance to safeguard your living space. For added peace of mind, our Umbrella Policies offer extended liability protection. Business owners can rely on our tailored Commercial and Business Insurance solutions to keep operations running smoothly.
Our Products include:
- Boat Insurance
- Motorcycle Insurance
- Umbrella policies
- Renters Insurance
- Personal Watercraft Insurance
- Commercial Insurance
- Business Insurance
- Annuities
- Classic Car Insurance
- Mobile Home Insurance
- Health Insurance
Testimonials
On 3/31/2025
Randy Bard
had this to say:
Excellent business and Chris is a pleasure to have as an agent. He is always looking out for you, making sure you have the coverage you need at a rate that is affordable, but also makes sure you are not paying for things you don't need.
On 8/1/2023
Kimberly H.
had this to say:
If you are looking for knowledgeable agents on every type of insurance, the Krutz Agency is for you! The Krutz Agency cares about their clients. 20+ year client here.
On 8/1/2023
Beth W.
had this to say:
We have been insured by the Krutz Insurance Agency for about a decade and have always been well served by them! Not only do they listen well and respond quickly, but we were surprised and delighted to get a nice refund check in the mail for being accident-free for several years! Valerie and Chris are great to work with--can't recommend them more!
On 8/1/2023
Essynce I.
had this to say:
Recommend Krutz Insurance to anyone in need of reliable and trustworthy services. I will always support this family-owned business because of the amazing services and the refreshing customer experience.
On 8/1/2023
Mspang99 S.
had this to say:
Every agent is very knowledgeable and helpful!! They are a family owned business who really cares about their clients, and you will be in great hands!!
Contact Us
Krutz Insurance Agency
5500 E 81st Ave Merrillville, IN 46410
Phone: (219) 942-4422
Email: Valerie
We are located across from Albanese Confectionery Group
Where To Find Us
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Our Hours
Monday: 9:00 AM - 4:00 PM
Tuesday: 9:00 AM - 4:00 PM
Wednesday: 9:00 AM - 4:00 PM
Thursday: 9:00 AM - 4:00 PM
Friday: 9:00 AM - 4:00 PM
Saturday: By Appointment Only
Sunday: By Appointment Only
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